The SBV asked foreign credit institutions and commercial banks to build plans and implement measures to decrease lending interest rate in VND in accordance with Circular No. 04/CT-NHNN issued on May 27 by the SBV Governor.On the 20 th day of each month starting from June, foreign credit institutions and commercial banks must report on the situation relating to borrowing and lending interest rates in VND.Under Circular 04/CT-NHNN on regulating the operations of the banking system from now until the end of the year, SBV Governor Le Minh Hung said relevant agencies must closely monitor the movements of the macroeconomy, the monetary market and operations of credit institutions to take flexible measures aimed at assisting liquidity and capital sources for credit institutions. Credit institutions must balance their capital mobilisation sources and lending to ensure liquidity. Credit growth rates must be controlled in accordance with capital mobilisation and lending quotas allocated by the central bank, to ensure safe credit growth and to help businesses with easier access to credit.